Whole Life vs. Term Life.
What’s the difference?
Whole Life Insurance
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Protection for your entire lifetime, or up to age 100
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Premiums usually start higher
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Plan builds up cash value that can be used to supplement retirement years
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Cost per dollar of sum assured is higher
Term Life Insurance
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Protection for a fixed time period
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Premiums may start lower but may increase with age upon renewal
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Plan has no cash value
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Cost per dollar of sum assured is lower
Find the right life insurance plan
Result
Whole Life Plans
Complete Critical Protect
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VivoLife Test 13 may2
Stay financially secured for life, no matter what life throws your way. 13 may 2020 test 2
- Coverage for my whole life Test 19/5
- AAATotal and permanent disability protection
- Terminal illness protection XP 13 may
VivoAssure LB Cache Retest 1302
Get well-rounded protection against death, total and permanent disability, and terminal illness.
- AAATotal and permanent disability protection
- Coverage for my whole life Test 19/5
- Terminal illness protection XP 13 may
VivoLegacy Solitaire
Leave a legacy to safeguard your loved ones, with just a single premium.
- Coverage for my whole life Test 19/5
- Single premium payment
- Terminal illness protection XP 13 may
Protection Plan Recursive Caching Test LB Cache 11:51
Stay protected against death and total and permanent disability (TPD before age 70). Recursive Caching Test LB Cache 10
- Coverage for my whole life Test 19/5
- Regular premium payment
- AAATotal and permanent disability protection
Senior Plan 10 May
Enjoy affordable protection against death and total and permanent disability in your golden years.12
- Coverage for my whole life Test 19/5
- Designed for seniors 123QQ
- Guaranteed acceptance 123
DIRECT – Whole Life 27 Mar
Get coverage for death, terminal illness and total and permanent disability (TPD before age 65).
- Coverage for my whole life Test 19/5
- AAATotal and permanent disability protection
- Terminal illness protection XP 13 may
Senior Plan 10 May
KKEnjoy affordable protection against death and total and permanent disability in your golden years.12
- Coverage for my whole life Test 19/5
- Designed for seniors 123QQ
- Guaranteed acceptance 123
XP Test Product 3 Apr
XP Testing on 3 Apr Life Insurance
XP Test Product 7 Apr
XP Test Product 7 Apr
Term Life Plans
Star Term Protect
Term coverage against death, terminal illness, and total and permanent disability at affordable premiums.
- Guaranteed renewal when policy expires 777
- AAATotal and permanent disability protection
- Terminal illness protection XP 13 may
Corporatised Entities Group Insurance Scheme
Affordable insurance for employees of corporatised organisations and their families.
iTerm
Term coverage against death, terminal illness, and total and permanent disability at affordable premiums.
- Guaranteed renewal when policy expires 777
- AAATotal and permanent disability protection
- Terminal illness protection XP 13 may
Cancer Protect 26/4 123
Get affordable insurance coverage that protects against early and advanced stage cancers. update 26/4 123
- Cancer coverage TEST
- Regular premium payment
- Dread disease protection
Silver Protect
Term insurance coverage for seniors that protects against early and advanced stage cancers.
- Cancer coverage TEST
- Guaranteed renewal when policy expires 777
- Dread disease protection
Silver Secure
Stay protected against senior diseases till age 100.
- Coverage to up to age 100
- Designed for seniors 123QQ
- Regular premium payment
TermLife Solitaire
Protect your financial legacy with a coverage of at least $500,000.
- Coverage to up to age 100
- Guaranteed renewal when policy expires 777
- Terminal illness protection XP 13 may
Lady 360
A comprehensive yet affordable protection plan designed for women.
- Cancer coverage TEST
- Dread disease protection
- Designed for female protection needs
Maternity 360
Get three years of comprehensive coverage for you and your baby with just a single premium.
- Designed for female protection needs
- Single premium payment
Mortgage Term
Protect your loved ones from having to bear any outstanding mortgage loans in unexpected events.
- AAATotal and permanent disability protection
- Terminal illness protection XP 13 may
- Regular premium payment
Family Protect
An affordable plan designed for the sandwiched generation to support your loved ones if the unfavourable happens to you.
- Cancer coverage TEST
- Guaranteed renewal when policy expires 777
- AAATotal and permanent disability protection
Dependants' Protection Scheme (DPS)
Affordable term-life insurance that automatically covers all Singapore Citizens and Permanent Resident CPF members who are aged 21 to 60 years old.
- AAATotal and permanent disability protection
- Terminal illness protection XP 13 may
- Regular premium payment
DIRECT - Term Life
Term insurance coverage for death, terminal illness and total and permanent disability (TPD before age 65).
- Guaranteed renewal when policy expires 777
- AAATotal and permanent disability protection
- Terminal illness protection XP 13 may
LUV
Affordable insurance for NTUC members that provides coverage for death, permanent disability, and more.
Plus! Protect
For just 52 cents[1] a day, OCBC Plus! and NTUC Plus! Visa cardholders can get affordable insurance coverage.
SAFRA Essential Term and SAFRA Living Care
Affordable insurance for SAFRA members that provides coverage for death, permanent disability and more.
HomeTeamNS Insurance Scheme and HomeTeamNS Living Policy
Affordable insurance for HomeTeamNS members that provides coverage for death, permanent disablement and more.
