Health vs. Personal Accident
What’s the difference?
Health Insurance
-
Covers medical expenses for hospital treatments arising from illnesses, injuries and other medical conditions. This includes pre- and post-hospitalisation bills, as well as chronic outpatient treatments
-
Does not cover infectious diseases
-
Does not pay a lump sum in the event of sudden death, and total and permanent disability due to accidents
Personal Accident Insurance
-
Only covers outpatient medical expenses and hospital treatments arising from accidental injuries
-
May cover selected infectious diseases
-
Pays a lump sum in the event of sudden death, total and permanent disability due to accidents
Result
PA Assurance
Protect yourself and your family’s well-being with comprehensive coverage against accident-incurred injuries.
PA Guard
Protect yourself against injuries from accidents and enjoy flexible coverage to suit your lifestyle.
SilverCare Insurance
Enjoy your silver years with coverage against medical, home-care services, rehabilitation and caregiver training expenses incurred due to an accident.
SpecialCare (Autism) Insurance
Get coverage for medical expenses due to accidents and infectious diseases for individuals with autism.
SpecialCare (Down Syndrome) Insurance
Get coverage for medical expenses due to accidents and infectious diseases for individuals with Down Syndrome.
MerdekaCare Insurance
Get coverage for medical, home-care services, rehabilitation, and caregiver training expenses incurred due to accidents for members of the Pioneer and Merdeka Generation.
Personal Mobility Guard
Cover medical expenses and personal liabilities due to accidents while riding a bicycle or a personal mobility device.
