Savings & Investment-linked Plans
Grow your money while you enjoy protection.
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Savings vs. Investment-linked
What’s the difference?
Participating Savings Plans
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Premiums go into a participating fund and all participating policyholders share the investment return of the fund
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Insurer may declare guaranteed bonus and non-guaranteed bonus that will be added to your policy
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Usually has a guaranteed cash value
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Unable to vary amount of insurance coverage without revision in premium rates
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Unable to top up investment
Investment-linked Plans (ILP)
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Policyholder chooses which ILP sub-fund to invest in and bears the ILP investment risk
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No guaranteed bonuses and returns are dependent on the ILP sub-fund you invest in
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No minimum guaranteed cash value
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Flexibility to vary insurance coverage for regular premium plans based on changes in financial needs without revision in premium rates
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Flexibility to top up investment on ad-hoc or regular basis and switch funds
Find the right plan.
Result
Savings plans
![alt](https://preview-assets-au-01.kc-usercontent.com:443/b554902d-dd05-02c8-16f5-c2d8bb2f19b9/5e995b26-b6b7-423a-9571-8b17653feba2/capitalPlusthumbnail.jpg)
Capital Plus
Grow your wealth with a single premium savings plan that gives you guaranteed return of 2.30% per annum over 3 years.
- Protection in the event of total and permanent disability TEST 13/5
- Single premium payment
- Guaranteed acceptance regardless of health condition Test 13/5
- Capital guaranteed upon maturity
- Pay by CPF option
![alt](https://preview-assets-au-01.kc-usercontent.com:443/b554902d-dd05-02c8-16f5-c2d8bb2f19b9/7524ea45-a210-477e-b0e3-28d87da46e15/endowment-plan-tile.jpg)
Endowment Plan 26/4
Stay protected while growing your wealth with a regular savings plan. Testing 28/4
- Protection in the event of total and permanent disability TEST 13/5
- Choice of policy terms
- Regular premium term
- Potential bonus distribution
- Convert to paid-up policy option
Gro Cash Harvest
Make your money work for you and enjoy regular cash payouts, so you can enjoy life’s golden moments.
![alt](https://preview-assets-au-01.kc-usercontent.com:443/b554902d-dd05-02c8-16f5-c2d8bb2f19b9/3f88f843-b2b4-47aa-8d81-710308c77193/revoease-tile.jpg)
RevoEase test 13/5
Grow your wealth with a 10-year savings plan where you pay for only three years with RevoEase Privilege. 13/5
- Protection in the event of total and permanent disability TEST 13/5
- Guaranteed acceptance regardless of health condition Test 13/5
- Regular premium term
- Potential bonus distribution
- Capital guaranteed upon maturity
- Convert to paid-up policy option
![alt](https://preview-assets-au-01.kc-usercontent.com:443/b554902d-dd05-02c8-16f5-c2d8bb2f19b9/7a033815-3296-497f-96dd-3fe5c569c6d4/revoretire-tile.jpg)
Gro Cash Sure
This is a the Gro Cash Sure product
![alt](https://preview-assets-au-01.kc-usercontent.com:443/b554902d-dd05-02c8-16f5-c2d8bb2f19b9/7a033815-3296-497f-96dd-3fe5c569c6d4/revoretire-tile.jpg)
RevoRetire
Craft your desired retirement lifestyle with monthly cash payouts.
- Guaranteed acceptance regardless of health condition Test 13/5
- Cash benefits
- Regular premium term
- Potential bonus distribution
- Choice of policy terms
- Option to receive my cash payouts
- Option to accumulate my cash payouts with interest
- Capital guaranteed at the end of accumulation period
![alt](https://preview-assets-au-01.kc-usercontent.com:443/b554902d-dd05-02c8-16f5-c2d8bb2f19b9/bc5f4cc7-f2ad-40da-886c-07b49b3e87b9/revosecure-tile.jpg)
RevoSecure
Grow your wealth with a flexible savings plan while staying protected.
- Protection in the event of total and permanent disability TEST 13/5
- Guaranteed acceptance regardless of health condition Test 13/5
- Regular premium term
- Potential bonus distribution
- Capital guaranteed upon maturity
- Choice of policy terms
![alt](https://preview-assets-au-01.kc-usercontent.com:443/b554902d-dd05-02c8-16f5-c2d8bb2f19b9/93c423d0-bc0c-4fc3-9f00-c70a5f8cc160/limited-pay-revosave-tile.jpg)
Limited Pay RevoSave
A savings plan with a variety of policy and premium terms that provides guaranteed yearly cash benefits after two years while protecting you.
- Protection in the event of total and permanent disability TEST 13/5
- Guaranteed acceptance regardless of health condition Test 13/5
- Regular premium term
- Potential bonus distribution
- Capital guaranteed upon maturity
- Choice of policy terms
- Cash benefits
- Option to receive my cash payouts
- Option to accumulate my cash payouts with interest
- Convert to paid-up policy option
![alt](https://preview-assets-au-01.kc-usercontent.com:443/b554902d-dd05-02c8-16f5-c2d8bb2f19b9/641aca4f-592a-49b2-af8e-4ff05eb24398/revosave-tile.jpg)
RevoSave
Enjoy protection and flexibility while you save with guaranteed yearly cash benefits after two years..
- Protection in the event of total and permanent disability TEST 13/5
- Potential bonus distribution
- Cash benefits
- Regular premium term
- Choice of policy terms
- Option to receive my cash payouts
- Option to accumulate my cash payouts with interest
- Convert to paid-up policy option
![alt](https://preview-assets-au-01.kc-usercontent.com:443/b554902d-dd05-02c8-16f5-c2d8bb2f19b9/043dbf1a-7dbe-43e2-89d4-386ef2a35b5a/vivochild-tile.jpg)
VivoChild
A savings plan with guaranteed cash benefits at different stages of your child’s education.
- Protection in the event of total and permanent disability TEST 13/5
- Cash benefits
- Regular premium term
- Potential bonus distribution
- Choice of policy terms
- Option to receive my cash payouts
- Option to accumulate my cash payouts with interest
- Convert to paid-up policy option
![alt](https://preview-assets-au-01.kc-usercontent.com:443/b554902d-dd05-02c8-16f5-c2d8bb2f19b9/670d9da0-a884-4c41-9cf5-1d5cf493bde9/vivowealth-solitaire-tn.jpg)
VivoWealth Solitaire
Receive cash payouts and stay protected till age 100 with just a single premium.
- Protection in the event of total and permanent disability TEST 13/5
- Single premium payment
- Potential bonus distribution
- Cash benefits
- Option to receive my cash payouts
- Option to accumulate my cash payouts with interest
- Guaranteed acceptance regardless of health condition Test 13/5
![alt](https://preview-assets-au-01.kc-usercontent.com:443/b554902d-dd05-02c8-16f5-c2d8bb2f19b9/2a2e9c9d-d833-4226-a6b4-bf2cfce2f326/sail-tile.jpg)
SAIL
Prepare for your golden years with a savings plan that provides regular payouts while also protecting you.
- Protection in the event of total and permanent disability TEST 13/5
- Guaranteed acceptance regardless of health condition Test 13/5
- Single premium payment
- Potential bonus distribution
- Choice of policy terms
- Cash benefits
- Pay by SRS option
- Option to receive my cash payouts
![alt](https://preview-assets-au-01.kc-usercontent.com:443/b554902d-dd05-02c8-16f5-c2d8bb2f19b9/0bf34fbe-224a-40c4-b2f1-1e25a3184085/vivocash-tile.jpg)
VivoCash Prime
Receive cash payouts till age 100 while staying protected against death and having peace of mind in the event of total and permanent disability.
- Guaranteed acceptance regardless of health condition Test 13/5
- Cash benefits
- Regular premium term
- Potential bonus distribution
- Option to receive my cash payouts
- Option to accumulate my cash payouts with interest
- Convert to paid-up policy option
![alt](https://preview-assets-au-01.kc-usercontent.com:443/b554902d-dd05-02c8-16f5-c2d8bb2f19b9/eeae4bfa-225f-4756-9b76-58a496148524/smart-secure-tile.jpg)
Smart Secure
Empower your wealth with a single premium savings plan that provides cash benefits to help you fund the premiums of a specified savings plan.
- Protection in the event of total and permanent disability TEST 13/5
- Guaranteed acceptance regardless of health condition Test 13/5
- Single premium payment
- Cash benefits
![alt](https://preview-assets-au-01.kc-usercontent.com:443/b554902d-dd05-02c8-16f5-c2d8bb2f19b9/e4dab7ff-e974-45ab-99ec-b3554af866f8/guaranteed-life-annuity-tile.jpg)
Guaranteed Life Annuity
A single premium savings plan that gives you guaranteed income during your retirement years.
Grandeur Solitaire (US$)
Receive cash payouts and stay protected till age 120 with just a single premium.
![alt](https://preview-assets-au-01.kc-usercontent.com:443/b554902d-dd05-02c8-16f5-c2d8bb2f19b9/7a033815-3296-497f-96dd-3fe5c569c6d4/revoretire-tile.jpg)
Gro Retire Flex
This is a the Gro Retire Flex product
![alt](https://preview-assets-au-01.kc-usercontent.com:443/b554902d-dd05-02c8-16f5-c2d8bb2f19b9/2a2e9c9d-d833-4226-a6b4-bf2cfce2f326/sail-tile.jpg)
Gro Saver Flex Pro
Customise your savings plan to best meet your financial needs and receive protection coverage.
- Choice of policy terms
- Guaranteed acceptance regardless of health condition Test 13/5
- Regular premium term
- Potential bonus distribution
- Pay by SRS option
- Protection in the event of total and permanent disability TEST 13/5
- Capital guaranteed upon maturity
Ivan Test Purging 12/5
Ivan Test Purging Description 12/5
Investment-linked plans
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VivaLink
Build your wealth and stay insured with a versatile investment-linked plan.
- Protection in the event of total and permanent disability TEST 13/5
- Choice of funds to invest in
- Regular premium term
![alt](https://preview-assets-au-01.kc-usercontent.com:443/b554902d-dd05-02c8-16f5-c2d8bb2f19b9/5663a963-93ea-43ae-8d72-b8a4635cad6f/vivolink-tile.jpg)
VivoLink Testing 12/5 Update
Invest regularly while staying insured with a flexible investment-linked plan. Testing 30/3 Update
- Protection in the event of total and permanent disability TEST 13/5
- Choice of funds to invest in
- Regular premium term
![alt](https://preview-assets-au-01.kc-usercontent.com:443/b554902d-dd05-02c8-16f5-c2d8bb2f19b9/bf7f5a58-1a36-448f-a6e1-429c6adc3b8d/flexilink-tile.jpg)
FlexiLink
Start investing with just $5,000 of your CPF savings with a fuss-free single premium investment plan.
- Protection in the event of total and permanent disability TEST 13/5
- Choice of funds to invest in
- Single premium payment
- Pay by CPF option
![alt](https://preview-assets-au-01.kc-usercontent.com:443/b554902d-dd05-02c8-16f5-c2d8bb2f19b9/645a72ce-962b-47c9-adaf-ba79d4d327de/growthlink-tile.jpg)
GrowthLink
Kickstart your investments with our wide range of funds and earn potentially higher returns with low annual management fees.
- Protection in the event of total and permanent disability TEST 13/5
- Guaranteed acceptance regardless of health condition Test 13/5
- Choice of funds to invest in
- Single premium payment
- Pay by SRS option