Grow your wealth with RevoSecure.
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Decide how long you want to save for depending on your lifestyle and your financial needs
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Guaranteed acceptance regardless of your health condition.
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Get back at least all of the premiums you have paid[1] for the basic plan upon maturity.
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Enjoy bonuses[2] based on the performance of the Life Participating Fund.
Stay covered against death & total and permanent disability.
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Receive 105% of all net premiums[3] paid and 100% of bonuses[2], or the cash value, whichever is higher, in the event of death or total and permanent disability (TPD before age 70).
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Get an additional 100% of the sum assured if the death or total and permanent disability (TPD before age 70) is due to an accident. Occurs within 365 days of the accident, and the insured is not participating in any restricted activity at the time of the accident. If the accident happened during a restricted activity, this benefit will be reduced to 60% of the sum assured.
Need more protection? Enhance your coverage with a rider.
Cancer Premium Waiver (GIO)
You will not need to make future premium payments for your basic policy if you are diagnosed with a major cancer during the term of the rider[4].
Let us walk you through RevoSecure.
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How RevoSecure lets you reach your savings goal
ILLUSTRATION 1
40 years oldMr Tan signs up for the plan with a sum assured of $80,000 and a policy term of 25 years. He pays a yearly premium of $12,701 for 5 years.
ILLUSTRATION 2
40 years oldMr Lim signs up for the plan with a sum assured of $70,000 and a policy term of 15 years. He pays a yearly premium of $6,364 for 10 years.
65 years oldUpon maturity of his policy, Mr Tan can receive a total illustrated maturity benefit of $167,4451. (Illustrated yield at maturity: 4.30% p.a.1).
55 years oldUpon maturity of his policy, Mr Lim can receive a total illustrated maturity benefit of $90,8301. (Illustrated yield at maturity: 3.40% p.a.1)
The above figures are for illustrative purposes only and are rounded to the nearest dollar.
The non-guaranteed figures above are based on the assumption that the Life Participating Fund earns a long-term average return of 4.75% p.a.
Illustration 1: Should the long-term average return be 3.25% p.a., the total illustrated maturity benefit for Mr Tan would be $120,4632, and the corresponding illustrated yield at maturity would be 2.82% p.a.2.
Illustration 2: Should the long-term average return be 3.25% p.a., the total illustrated maturity benefit for Mr Lim would be $79,9552, and the corresponding illustrated yield at maturity would be 2.18% p.a.2.1 The figures in the illustration are not guaranteed and are illustrated based on the assumption that the Life Participating Fund earns a long-term average return of 4.75% per annum in the future. Returns are illustrated based on estimated bonus rates that are not guaranteed. The actual benefit payable will vary according to the future performance of the Life Participating Fund.
2 The figures in the illustration are not guaranteed and are illustrated based on the assumption that the Life Participating Fund earns a long-term average return of 3.25% per annum in the future. Returns are illustrated based on estimated bonus rates that are not guaranteed. The actual benefit payable will vary according to the future performance of the Life Participating Fund.
© 2019 Income. All rights reserved.
Your policy toolkit. 18/5
Eligibility and payment frequency
- The minimum entry age for the insured is 0 years old (last birthday).
- The maximum entry age for the insured depends on the policy term chosen, and the insured must not be more than 80 years old when the policy ends.
For example, the maximum entry age for the insured for a 25 years policy term is 55 years old (80 – 25 years). The maximum entry age for the insured for a 10 years policy term is 70 years old (80 – 10 years). - You can make your payments monthly, quarterly, half-yearly, or yearly.
Policy conditions
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Footnotes
- Capital guarantee is on the basic plan only, on the condition that all premiums are paid, and that the policy is held until the maturity date with no policy alterations or claims made during the entire policy term.
- Bonus rates are not guaranteed and will vary according to the future performance of the Life Participating Fund.
- Net premiums means the regular premium amount as shown in the schedule (excluding premiums paid on riders), or the reduced regular premium if a part of the policy has been cashed in earlier.
- This is applicable only after one year from the cover start date. Cover start date refers to the date we issue the rider, include or increase any benefit, or reinstate the rider (whichever is latest). However, if the insured is diagnosed with any one of the major cancers within one year from the cover start date, we will end this rider and refund 100% of the premiums paid on this rider. You will then have to continue paying premiums for your RevoSecure policy. The insured must survive for at least 30 days from the date of diagnosis before we pay this benefit. We will not pay this benefit if the insured had consulted a doctor for, suffered symptoms of, was investigated for, was diagnosed with, or received medical treatment for any cancer, including carcinoma-in-situ, before the cover start date. You can find the usual terms and conditions of this rider, full list of our specified major cancers and their definitions in your policy contract.
Exclusions
There are certain conditions whereby the benefits under this plan will not be payable. You can refer to your policy contract for the precise terms, conditions and exclusions of the plan. The policy contract will be issued when your application is accepted.
Important Notes
This is for general information only. You can find the usual terms and conditions of this plan in the policy contract. All our products are developed to benefit our customers but not all may be suitable for your specific needs. If you are unsure if this plan is suitable for you, we strongly encourage you to speak to a qualified insurance adviser. Otherwise, you may end up buying a plan that does not meet your expectations or needs. As a result, you may not be able to afford the premiums or get the insurance protection you want. Buying a life insurance plan is a long-term commitment on your part. If you cancel your plan prematurely, the cash value you receive may be zero or less than the premiums you have paid for the plan.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
This advertisement has not been reviewed by the Monetary Authority of Singapore.
Information is correct as of 23 July 2019.
Information is correct as of 21 September 2023.
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