24-hour worldwide protection against accident for as little as $3 per student per year.

Your coverage at a glance.

DescriptionLimits of compensation
Medical expenses
(Includes medical, surgical, and hospital fees)
Up to $3,000 for one accident for no more than three different accidents each policy year
(Fees and charges must be charged within a year from the accident date)
Hospital cash benefit$10.70 for each full day of hospital stay  (Up to 365 days from the date of accident)
Schedule of losses

The total we will pay per accident is $20,000
(Payable within 90 days from the date of accident) 
    i. Loss of life$10,000
    ii. Total paralysis through injuries$20,000
    iii. Loss of any two limbs$20,000
    iv. Loss of one limb$10,000
    v. Loss of sight of both eyes$20,000
    vi. Loss of sight of one eye$10,000
    vii. Total loss of speech$10,000
    viii. Total loss of hearing$10,000
    ix. Loss of hearing in one ear$5,000
    x. Loss of thumb$2,500
    xi. Loss of index finger$2,500
    xii. Loss of phalanx of thumb$1,500
    xiii. Loss of any finger other than index finger$1,000
    xiv. Loss of any one toe$1,000
    xv. Cost of artificial limbUp to $3,000

We will not pay extra compensation for any specific item which is part of a greater item due under this policy. For example, we will pay the insured person for the loss of limb, but we will not pay the insured person again for the loss of finger or thumb.

The maximum compensation for several disabilities including death due to any one accident is $20,000 per insured person.

The maximum total compensation for any one accident is $5,000,000 or the total sum assured (whichever is less), no matter how many insured persons claim under this policy for that accident.

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