We have extended the Income Family Micro-Insurance Scheme (IFMIS) to include COVID-19 benefits until 31 December 2021. The extended coverage provides a cash pay-out of $200 for each day of hospitalisation in a public hospital in Singapore due to COVID-19 for up to 30 days. The claim is payable upon the first day of diagnosis of COVID-19
We have extended the Income Family Micro-Insurance Scheme (IFMIS) to include COVID-19 benefits until 31 December 2021. The extended coverage provides a cash pay-out of $200 for each day of hospitalisation in a public hospital in Singapore due to COVID-19 for up to 30 days. The claim is payable upon the first day of diagnosis of COVID-19.
Here's what you get with DrivoTM.
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Reimbursement of expenses incurred for vehicle repairs arising from accident.
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Personal accident benefit and medical expenses coverage in the event of accident.
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Coverage for third-party property damages arising from accident.
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Coverage for towing services and unlimited windscreen cover[1].
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24/7 referral services for road and medical assistance in West Malaysia[2].
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Additional savings on your premium with good driving behaviour or when you drive less.
How we are different from the rest.
We’re here to assist every step of the way with our value-added services.
Orange Force
Motor Service Centre
Orange Eye
Here’s how DrivoTM protects you.
Coverage | Amount you are covered for (Maximum benefit limit) |
Loss or damage to your vehicle from accidental causes or by fire or theft | Market value at the time of loss or damage |
Damage to third party property | $5,000,000 |
Personal accident benefits | $50,000 |
Towing service | $500 |
Enhance your coverage.
Premium Plan
Get your vehicle repairs done at the workshop of your choice if you upgrade to the Premium Plan.
Prestige Plan
For those who require coverage for high performance cars, and are aged 33 and older and have at least 3 years of driving experience without any accident claim.
If you are a Porsche car owner (Panamera, Cayenne, Cayman, Boxter and 911), you can purchase this plan specially tailored for you.
Extension Rider
Provides extra coverage limits for policyholder and/or authorised driver and/or passengers whilst driving in West Malaysia.
Daily transport allowance
Receive daily transport allowance with this optional cover. You are paid $50 a day, from the first day of repairs for up to seven days. Only applicable to your first two claims.
Excess waiver cover[3]
Get the basic excess of $600 waived when you make a claim with this optional cover.
Save on your DrivoTM premiums.
FlexiMileage™
Up to 69% discount on DrivoTM Motor Insurance plan when you drive less.
Drive Master™
Up to 64% discount on DrivoTM when you practice good driving behaviour. 12/5 update
Your policy toolkit. 18/5
Brochures
Policy conditions
Application forms
Other documents
Your queries answered.
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Footnotes
- A windscreen excess of S$100 (or any other amount shown on the certificate of insurance) applies foreach and every claim under the following plans: DrivoTM Premium and DrivoTM Classic plan. For Prestige plan, the windscreen excess is S$1,000 (or any other amount shown on the Schedule or certificate of insurance) applies for each and every claim.
- The 24-hour referral services for road and medical assistance are available within Peninsular Malaysia, which includes Penang and Langkawi but excludes the rest of the islands. This service is applicable for Income Private Car Policyholders only.
- This cover is only applicable to DrivoTM Premium and DrivoTM Classic plan. You can purchase the cover to waive the basic excess of $600 for the first two claims made under your motor policy. This excess waiver is not applicable to policies with excess of above $600.
Minimum Monthly Premium | Amount of CapitaVouchers^ |
$500 | $50 |
$1,000 | $200 |
$1,500 | $300 |
Exclusions
There are certain conditions whereby the benefits under this plan will not be payable. You can refer to your policy contract for the precise terms, conditions and exclusions of the plan. The policy contract will be issued when your application is accepted.
Minimum Monthly Premium | Amount of CapitaVouchers^ |
$500 | $50 |
$1,000 | $200 |
$1,500 | $300 |
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Important Notes
This is for general information only. You can find the usual terms and conditions of DrivoTM Classic and DrivoTM Premium plans at www.income.com.sg/content/downloads/insurance/motor/car-insurance/car-policy-conditions-private-car, DrivoTM Prestige plan at www.income.com.sg/content/downloads/insurance/motor/car-insurance/car-policy-conditions-private-car-prestige-plan and Motor Insurance Extensions (Rider) at www.income.com.sg/content/downloads/insurance/motor/car-insurance/car-policy-conditions-private-car-extension-rider.
This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
Information is correct as of 23 July 2019.
Minimum Monthly Premium | Amount of CapitaVouchers^ |
$500 | $50 |
$1,000 | $200 |
$1,500 | $300 |
Information is correct as of 26 April 2024.
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Learn more about car insurance.
Let us walk you through Drivo™ Advantage plan.
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How Drivo™ Advantage plan protects your car with original parts
Mr Lee is a married 33-year-old driver with 5 years of driving experience. He signed up for Drivo™ Advantage plan with excess waiver and 40% NCD to protect his 5-year-old Toyota car with an expired warranty. He paid a premium of $1,442.While driving on the road, his car skidded and got into an accident. His car suffered a dented bumper while he sustained a neck strain. Mr Lee called Orange Force for accident assistance, and an Orange Force ambassador arrived at the scene to assist him. Mr Lee’s car was towed to a Drivo™ Advantage authorised workshop for repairs while he sought medical treatment for his injury.He incurred the following costs:
Vehicle repair:$5,000
Towing service:$70
Medical treatment:$1,000
Total claimable amount: $6,070With Drivo™ Advantage plan, he was able to focus on recovering from his injury as the expenses for his car repair and medical treatment are covered.
Drivo™ Advantage plan is for Toyota, Mercedes Benz and Nissan cars aged 7 years and below. The above example is for illustrative purposes only and assumes that the claim is not limited or excluded by policy terms and conditions.
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