Here’s what you get with VivoLink. TEST 1234
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Start accumulating your wealth with our wide range of funds, while enjoying low annual management fees[1]. Test 26/03 Update
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Have the flexibility to top-up or withdraw[2] from your investments based on your needs.
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Stay protected against death, total and permanent disability (TPD before age 70), and even dread diseases[3].
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Continue to have insurance coverage (for up to 24 months) even if you are not able to pay your premiums due to retrenchment[4].
Here’s how VivoLink grows your wealth. 30/03 update 123
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Test accordion 2 content 13/5 test test
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Test Accordion 1 Content 13/5
Your policy toolkit. 18/5
Eligibility and payment frequency TEST 30/03 updated
- The entry age is from 0 to 65 years old (last birthday).
- You can make your payments monthly, quarterly, half-yearly, or yearly. TEST 30/03 updated
Policy conditions
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Footnotes
- The annual management fee is not the same for all funds. Please refer to their respective Product Highlights Sheets for the annual management fees as well as other fees and charges.
- Withdrawal amount must be at least $500. After withdrawal, the policyholder needs to hold a minimum of $1,750 worth of units under each selected fund or $3,500 worth of units across all funds under the policy. These limits are not guaranteed, and are subject to revision by Income.
- We will not pay this benefit if the insured was diagnosed with the disease within 90 days from the date we issue the policy, or include or increase any benefit (whichever is latest) for major cancers, heart attack of specified severity, coronary artery by-pass surgery, angioplasty and other invasive treatment for coronary artery or other serious coronary artery disease.
- If you are retrenched and are not able to find employment for three continuous months, you can choose not to pay the premiums for up to 24 months. VivoLink policy must be valid and in force for at least 6 months from the date we issue the policy, or include or increase any benefit (whichever is latest), with at least 6 months of premiums paid. The retrenchment benefit can only be claimed once.
- You may visit www.fundsingapore.com for more information on Lipper Leader ratings and how our funds rank.
- Minimum switch amount is currently set at $1,000 each time. There is no limit to the number of switches per year. There are currently no charges for fund switching.
Exclusions
There are certain conditions whereby the benefits under this plan will not be payable. You can refer to your policy contract for the precise terms, conditions and exclusions of the plan. The policy contract will be issued when your application is accepted.
Important Notes
This is for general information only and is not to be construed as an offer or solicitation for the subscription, purchase or sale of any investment-linked plan (ILP) sub-fund. It does not constitute any financial advice and does not have regard to the specific investment objectives, financial situation and particular needs of any persons.
Investments are subject to investment risks including the possible loss of the principal amount invested. Past performance, as well as the prediction, projection or forecast on the economy, securities markets or the economic trends of the markets are not necessarily indicative of the future or likely performance of the ILP sub-fund. The performance of the ILP sub-fund is not guaranteed and the value of the units in the ILP sub-fund and the income accruing to the units, if any, may fall or rise. A product summary and product highlights sheet(s) relating to the ILP sub-fund are available and can be obtained from your insurance adviser. A potential investor should read the product summary and product highlights sheet(s) before deciding whether to subscribe for units in the ILP sub-fund.
You can find the usual terms and conditions of this plan in the policy conditions. All our products are developed to benefit our customers but not all may be suitable for your specific needs. If you are unsure if this plan is suitable for you, we strongly encourage you to speak to a qualified insurance adviser. Otherwise, you may end up buying a plan that does not meet your expectations or needs. As a result, you may not be able to afford the premiums or get the insurance protection you want. Buying a life insurance plan is a long-term commitment on your part. If you cancel your plan prematurely, the cash value you receive may be zero or less than the premiums you have paid for the plan.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
This advertisement has not been reviewed by the Monetary Authority of Singapore.
Testing Cache 30/3 Update
Information is correct as of 14 April 2022.
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