Employees FlexCare Group Hospital and Surgical Coverage

Coverage for Group Hospital and Surgical

Key benefits	Coverage for Plan 1
Surgical Expenses Waiver of Surgical Table if insured member is admitted to a restructured hospital. of more than $1,500 is subject to Surgical Table if insured member is admitted to a private hospital. Pro-ration factor will apply if insured member is staying at a higher ward or hospital type than his/her entitlement.	Up to $20,000 per disability
Inpatient Psychiatric Treatment	Up to $5,000
Outpatient Kidney Dialysis (per policy year)	Up to $20,000
Outpatient Cancer Treatment (per policy year)	Up to $20,000
Rehabilitation Benefits (up to the maximum benefit limit or up to 31 days, whichever is earlier)	Up to $8,000
Home Nursing Care (per policy year)	Up to $6,000

These riders reimburse outpatient medical expenses incurred at General Practitioner (GP) or Specialist clinics.

This rider covers large claim amounts that would otherwise be limited by the Group Hospital and Surgical plan.

You may view the Group Major Medical Rider and Group Outpatient Rider premium rates here.