Annual premium rates for main plans
Group Hospital and Surgical (Premium inclusive of 7% GST)
| Age last birthday (years) | Plan 1 | Plan 2 | Plan 3 | Plan 4 | Plan 5 |
|---|---|---|---|---|---|
| 0 to 30 | $391.62 | $287.83 | $268.57 | $201.16 | $162.64 |
| 31 to 35 | $442.98 | $330.63 | $295.32 | $230.05 | $179.76 |
| 36 to 40 | $457.96 | $344.54 | $311.37 | $240.75 | $194.74 |
| 41 to 45 | $488.99 | $365.94 | $346.68 | $269.64 | $211.86 |
| 46 to 50 | $681.59 | $487.92 | $451.54 | $371.29 | $287.83 |
| 51 to 55 | $865.63 | $606.69 | $569.24 | $463.31 | $365.94 |
| 56 to 60 | $1,072.14 | $806.78 | $783.24 | $584.22 | $492.20 |
| 61 to 65 | $1,506.56 | $1,126.71 | $1,116.01 | $763.98 | $640.93 |
| 66 to 69 | $1,966.66 | $1,523.68 | $1,496.93 | $1,023.99 | $866.70 |
| 70 to 72^ | $2,750.97 | $2,195.64 | $2,147.49 | $1,409.19 | $1,197.33 |
^For renewal premium only
Group Term Life
| Age last birthday (years) | Plan 1 | Plan 2 | Plan 3 | Plan 4 | Plan 5 |
|---|---|---|---|---|---|
| 0 to 30 | $375 | $225 | $150 | $75 | $38 |
| 31 to 35 | $400 | $240 | $160 | $80 | $40 |
| 36 to 40 | $475 | $285 | $190 | $95 | $48 |
| 41 to 45 | $750 | $450 | $300 | $150 | $75 |
| 46 to 50 | $1,100 | $660 | $440 | $220 | $110 |
| 51 to 55 | $2,000 | $1,200 | $800 | $400 | $200 |
| 56 to 60 | $3,575 | $2,145 | $1,430 | $715 | $358 |
| 61 to 65 | $6,000 | $3,600 | $2,400 | $1,200 | $600 |
| 66 to 69 | $9,100 | $5,460 | $3,640 | $1,820 | $910 |
Group Personal Accident (Premium inclusive of 7% GST)
| Occupational class | Plan 1 | Plan 2 | Plan 3 | Plan 4 | Plan 5 |
|---|---|---|---|---|---|
| 1 | $226.84 | $135.89 | $90.95 | $44.94 | $22.47 |
| 2 | $294.25 | $176.55 | $117.70 | $58.85 | $28.89 |
| 3 | $438.70 | $263.22 | $175.48 | $87.74 | $43.87 |
Note: Premium rates for all main plans are not guaranteed and may be reviewed from time to time. The premiums that you pay are based on the insured’s age last birthday. Premium rates will change when the insured enters a higher age band.
Annual premium rates for riders
Group Major Medical (Premium inclusive of 7% GST)
| Age last birthday (years) | Plan 1 | Plan 2 | Plan 3 | Plan 4 | Plan 5 |
|---|---|---|---|---|---|
| 0 to 30 | $27.82 | $23.54 | $20.33 | $17.12 | $12.84 |
| 31 to 35 | $31.03 | $26.75 | $24.61 | $19.26 | $14.98 |
| 36 to 40 | $33.17 | $29.96 | $27.82 | $22.47 | $18.19 |
| 41 to 45 | $36.38 | $32.10 | $29.96 | $25.68 | $21.40 |
| 46 to 50 | $50.29 | $44.94 | $41.73 | $34.24 | $25.68 |
| 51 to 55 | $64.20 | $56.71 | $52.43 | $43.87 | $34.24 |
| 56 to 60 | $79.18 | $68.48 | $64.20 | $55.64 | $44.94 |
| 61 to 65 | $113.42 | $96.30 | $92.02 | $78.11 | $63.13 |
| 66 to 69 | $147.66 | $131.61 | $125.19 | $104.86 | $89.88 |
| 70 to 72^ | $202.23 | $189.39 | $179.76 | $144.45 | $172.27 |
^ For renewal premium only
Group Outpatient (Premium inclusive of 7% GST)
| Benefit | Plan 1 | Plan 2 |
|---|---|---|
| Primary Care | $308.16 | $248.24 |
| Specialist Care | $218.28 | $142.31 |
Group Critical Illness (Accelerated)
| Age last birthday (years) | Plan 1 | Plan 2 | Plan 3 | Plan 4 | Plan 5 |
|---|---|---|---|---|---|
| 0 to 30 | $163 | $98 | $65 | $52 | $33 |
| 31 to 35 | $214 | $128 | $85 | $68 | $43 |
| 36 to 40 | $362 | $217 | $145 | $116 | $72 |
| 41 to 45 | $576 | $346 | $230 | $184 | $115 |
| 46 to 50 | $1,063 | $638 | $425 | $340 | $213 |
| 51 to 55 | $1,988 | $1,193 | $795 | $636 | $398 |
| 56 to 60 | $2,750 | $1,650 | $1,100 | $880 | $550 |
| 61 to 64 | $4,625 | $2,775 | $1,850 | $1,480 | $925 |
Note: Premium rates for all riders are not guaranteed and may be reviewed from time to time. The premiums that you pay are based on the insured’s age last birthday. Premium rates will change when the insured enters a higher age band.
