Let us walk you through PA Fitness Protect.
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How PA Fitness Protect safeguards your active lifestyle
David, a 35-year-old sports enthusiast, signed up for PA Fitness Protect Superior Plan to safeguard his active lifestyle. He also added on the optional Sports Equipment Rider to protect his $5,000 bicycle.
He paid a total premium of $1,026.
- Main plan premium: $350
- Sports Equipment Rider premium: $600
- Total premium before GST: $950
- Total premium including 8% GST: $1,026
While training for his overseas cycling event, he skidded over a pothole and crashed into a pedestrian. The pedestrian suffered a broken hip while David suffered a leg fracture and damage to his bicycle. Due to the injury, he is unable to attend his overseas cycling event next week.
He incurred the following costs:
- Accidental medical expenses to treat his leg fracture: $7,000
- Extra medical expenses to cover physiotherapy fees: $1,000
- Compensation of pedestrian's medical expenses to treat the broken hip (Third Party Liability): $120,000
- Forfeited cycling event ticket (Unused event fee): $200
- Bicycle repair expenses: $2,000
Total claimable amount:
- Under the main plan: $128,200
- Under the optional Sports Equipment Rider: $1,800 (after co-payment of $200)
With PA Fitness Protect, David is able to pursue his active lifestyle with peace of mind.