List of 29 critical illnesses
- Major Cancers
- Heart Attack of Specified Severity
- Stroke
- Coronary Artery By-pass Surgery
- Kidney Failure
- Aplastic Anaemia
- End Stage Lung Disease
- End Stage Liver Failure
- Coma
- Deafness (Loss of Hearing)
- Heart Valve Surgery
- Loss of Speech
- Major Burns
- Major Organ / Bone Marrow Transplantation
- Multiple Sclerosis
- Muscular Dystrophy
- Parkinson’s Disease
- Surgery to Aorta
- Alzheimer’s Disease / Severe Dementia
- Fulminant Hepatitis
- Motor Neurone Disease
- Primary Pulmonary Hypertension
- HIV Due to Blood Transfusion and Occupationally Acquired HIV
- Benign Brain Tumour
- Viral Encephalitis
- Bacterial Meningitis
- Angioplasty & Other Invasive Treatment For Coronary Artery (with partial payment only)
- Blindness (Loss of Sight)
- Paralysis (Loss of Use of Limbs)