Premium rates for CEGIS Basic Coverage and 37 Critical Illness Rider
CEGIS Basic Coverage
| Age next birthday (years) | Monthly premium for sum assured | ||||
|---|---|---|---|---|---|
| $10,000 | $50,000 | $100,000 | $200,000 | $300,000 | |
| 2 to 18 | $0.70 | $3.50 | $7.00 | $14.00 | $21.00 |
| 19 to 45 | $0.80 | $4.00 | $8.00 | $16.00 | $24.00 |
| 46 to 50 | $1.20 | $6.00 | $12.00 | $24.00 | $36.00 |
| 51 to 55 | $2.10 | $10.50 | $21.00 | $42.00 | $63.00 |
| 56 to 60 | $3.00 | $15.00 | $30.00 | $60.00 | $90.00 |
| 61 to 65 | $3.80 | $19.00 | $38.00 | $76.00 | $114.00 |
| 66 | $6.20 | $31.00 | $62.00 | $124.00 | $186.00 |
| 67 | $7.80 | $39.00 | $78.00 | $156.00 | $234.00 |
| 68 | $9.80 | $49.00 | $98.00 | $196.00 | $294.00 |
| 69 | $12.30 | $61.50 | $123.00 | $246.00 | $369.00 |
| 70 | $15.40 | $77.00 | $154.00 | $308.00 | $462.00 |
Your monthly premium will be deducted from your salary through the Human Resources Department of your company. The premiums that you pay are based on the sum assured and insured’s age next birthday. Premium rates will change when the insured enters a higher age band. Premium rates are not guaranteed and may be reviewed from time to time.
37 Critical Illness Rider
| Age next birthday (years) | Monthly premium for sum assured | |||
|---|---|---|---|---|
| $10,000 | $50,000 | $100,000 | $200,000 | |
| 2 to 18 | $0.70 | $3.50 | $7.00 | $14.00 |
| 19 to 45 | $1.40 | $7.00 | $14.00 | $28.00 |
| 46 to 50 | $3.60 | $18.00 | $36.00 | $72.00 |
| 51 to 55 | $5.90 | $29.50 | $59.00 | $118.00 |
| 56 to 60 | $8.10 | $40.50 | $81.00 | $162.00 |
| 61 to 65 | $13.20 | $66.00 | $132.00 | $264.00 |
| 66 | $17.00 | $85.00 | $170.00 | $340.00 |
| 67 | $21.30 | $106.50 | $213.00 | $426.00 |
| 68 | $26.60 | $133.00 | $266.00 | $532.00 |
| 69 | $33.30 | $166.50 | $333.00 | $666.00 |
| 70 | $41.60 | $208.00 | $416.00 | $832.00 |
CEGIS Basic Coverage and 37 Critical Illness Rider
| Age at next birthday (years) | Monthly premium for selected sum assured | ||||
|---|---|---|---|---|---|
| $10,000 | $50,000 | $100,000 | $200,000 | $300,000 + $200,000 |
|
| 2 to 18 | $1.40 | $7.00 | $14.00 | $28.00 | - |
| 19 to 45 | $2.20 | $11.00 | $22.00 | $44.00 | $52.00 |
| 46 to 50 | $4.80 | $24.00 | $48.00 | $96.00 | $108.00 |
| 51 to 55 | $8.00 | $40.00 | $80.00 | $160.00 | $181.00 |
| 56 to 60 | $11.10 | $55.50 | $111.00 | $222.00 | $252.00 |
| 61 to 65 | $17.00 | $85.00 | $170.00 | $340.00 | $378.00 |
| 66 | $23.20 | $116.00 | $232.00 | $464.00 | $526.00 |
| 67 | $29.10 | $145.50 | $291.00 | $582.00 | $660.00 |
| 68 | $36.40 | $182.00 | $364.00 | $728.00 | $826.00 |
| 69 | $45.60 | $228.00 | $456.00 | $912.00 | $1,035.00 |
| 70 | $57.00 | $285.00 | $570.00 | $1,140.00 | $1,294.00 |
Selected sum assured = CEGIS Basic Coverage + 37 Critical Illness Rider.
Sum assured for CEGIS Basic Coverage and 37 Critical Illness Rider are the same.
Coverage for death, total and permanent disability, and permanent and partial disability continues even after a critical illness payout.
