Travel Insurance
Travel
Insurance
Enhanced PreX Plans for Yearly Coverage
Looking for other Travel Insurance plans? Click here to buy.
21-69 yrs
0-20 yrs
70+ Yrs
Each family cover can consist of you and/or your spouse/partner and unlimited number of your legal children who are aged below 21 years old at the start of the trip.
Important Notes
Please note that your Income Yearly Enhanced PreX Travel Insurance policy will only be incepted after we have successfully processed your submission within the next three working days.
You can buy Income travel insurance if:
A maximum total limit for each family applies to each benefit for Family cover.
For higher limits, you may consider the Group cover.
Claims arising from events that have already occurred or made known publicly via media or authorities before your application are not covered.
View table of coverage
Updated: 01 August 2018
Important Notes
Please note that your Income Yearly Enhanced PreX Travel Insurance policy will only be incepted after we have successfully processed your submission within the next three working days.
You can buy Income travel insurance if:
A maximum total limit for each family applies to each benefit for Family cover.
For higher limits, you may consider the Group cover.
Claims arising from events that have already occurred or made known publicly via media or authorities before your application are not covered.
View table of coverage
Updated: 01 August 2018
Travel Insurance
Travel
Insurance
Rates shown assumes all travellers are eligible for the prevailing discounts (if applicable).
ENHANCED PREX PRESTIGE
S$0 Per Adult
S$0 Per Child
S$0 Per Family
Adults | Enhanced PreX Prestige | 1 |
---|---|---|
Children | Enhanced PreX Prestige | 2 |
Senior | Enhanced PreX Prestige | 3 |
Our premier plan with high limits and all the benefits of our other plans to give you that peace of mind on your holiday.
Please note:
For pre-existing medical conditions,
- $100 excess for overseas outpatient medical expenses applies
- 50% co-payment for trip cancellation/ postponement/ shortening/ disruption applies
ENHANCED PREX SUPERIOR
S$0 Per Adult
S$0 Per Child
S$0 Per Family
Adults | Enhanced PreX SUPERIOR | 1 |
---|---|---|
Children | Enhanced PreX SUPERIOR | 2 |
Senior | Enhanced PreX SUPERIOR | 3 |
Extend our Basic plan's additional cover for your pre-existing medical conditions to include Cancelling, Postponing or Shortening Your Trip, Trip Disruption, Overseas Hospital Allowance and Compassionate Visit.
Please note:
For pre-existing medical conditions,
- $100 excess for overseas outpatient medical expenses applies
- 50% co-payment for trip cancellation/ postponement/ shortening/ disruption applies
ENHANCED PREX BASIC
S$0 Per Adult
S$0 Per Child
S$0 Per Family
Adults | Enhanced PreX BASIC | 1 |
---|---|---|
Children | Enhanced PreX BASIC | 2 |
Senior | Enhanced PreX BASIC | 3 |
Get additional cover for your pre-existing medical conditions under Overseas Medical Expenses, Overseas TCM Expenses, Emergency Medical Evacuation, Sending You Home and Emergency Phone Charges.
Please note:
For pre-existing medical conditions,
- $100 excess for overseas outpatient medical expenses applies
Maximum benefit (S$) for each trip
ENHANCED PREX PRESTIGE
Travel Inconvenience Benefits
Per insured person
Family total1
Co-payment for claims due to pre-existing medical conditions: 50%
Co-payment for claims due to pre-existing medical conditions: 50%
Limit for additional expenses to return to Singapore: 3,000
Co-payment for claims due to pre-existing medical conditions: 50%
Limit for additional expenses to return to Singapore: 400
Co-payment for claims due to pre-existing medical conditions: 50%
Adult: 100 for every six hours of delay while overseas
Child: 50 for every six hours of delay while overseas
Travel delay while in Singapore
Adult: 150 (after six hours of delay)
Child: 50 (after six hours of delay)
ENHANCED PREX SUPERIOR
Travel Inconvenience Benefits
Per insured person
Family total1
Co-payment for claims due to pre-existing medical conditions: 50%
Co-payment for claims due to pre-existing medical conditions: 50%
Limit for additional expenses to return to Singapore: 3,000
Co-payment for claims due to pre-existing medical conditions: 50%
Limit for additional expenses to return to Singapore: 400
Co-payment for claims due to pre-existing medical conditions: 50%
Adult: 100 for every six hours of delay while overseas
Child: 50 for every six hours of delay while overseas
Travel delay while in Singapore
Adult: 150 (after six hours of delay)
Child: 50 (after six hours of delay)
ENHANCED PREX BASIC
Travel Inconvenience Benefits
Per insured person
Family total1
Co-payment for claims due to pre-existing medical conditions: 50%
Co-payment for claims due to pre-existing medical conditions: 50%
Limit for additional expenses to return to Singapore: 3,000
Co-payment for claims due to pre-existing medical conditions: 50%
Limit for additional expenses to return to Singapore: 400
Co-payment for claims due to pre-existing medical conditions: 50%
Adult: 100 for every six hours of delay while overseas
Child: 50 for every six hours of delay while overseas
Travel delay while in Singapore
Adult: 150 (after six hours of delay)
Child: 50 (after six hours of delay)
Traveller 1 (Adult)
Name as per shown in NRIC/FIN/Passport
(This number will be used for retrieving your policy documents with OTP verification)
Billing Information
Please note that all documents and any premium refund will be sent to the payer.
Name as per shown in NRIC/FIN/Passport
Mailing address
If there is no unit number, please input NA
Address
Future correspondence on this policy will be sent to this number.
Please note that personal particulars keyed in this form will not overwrite any existing records that you have with Income. For changes to be made to your particulars, please log into me@income, 'Manage My Particulars' section.
Traveller 1 (Adult)
Name as per shown in NRIC/FIN/Passport
(This number will be used for retrieving your policy documents with OTP verification)
Your Premium
ENHANCED PREX PRESTIGE
- 1 Adult(s) S$0
- 1 Child(ren) S$0
- 1 Senior(s) S$0
- Family S$0
ENHANCED PREX SUPERIOR
- 1 Adult(s) S$0
- 1 Child(ren) S$0
- 1 Senior(s) S$0
- Family S$0
ENHANCED PREX BASIC
- 1 Adult(s) S$0
- 1 Child(ren) S$0
- 1 Senior(s) S$0
- Family S$0
Traveller(s) details
Plan type | Name | ID number | ||
---|---|---|---|---|
Individual | Enhanced PreX Prestige | Test | S0000000J | Adult |
Trip details
Policy type
Yearly trip
Destination(s)
Asia
Policy coverage
29-03-2018 - 28-02-2019
Personal data collection statement
By submitting this application, I give my consent to NTUC Income Insurance Co-operative Limited, its representative, agents (collectively “Income”), relevant third parties referred to in Income’s Privacy Policy which can be found at http://www.income.com.sg/privacy-policy and /or appointed distribution partners to collect, use, and disclose the information (including any updates) for the purposes of processing and administering this insurance application or transaction, managing my relationship and policies with Income including research and data analytics, and in the manner and for the purposes described in the Income’s Privacy Policy.
Where personal data of a third party (for example information of my spouse, child, ward or parent) is provided by me, I represent and warrant that I have obtained the consent of the third party to provide you with their personal data for this application or transaction.
Marketing Consent
In addition, I give my consent to Income to collect, use and disclose my personal data (including any update that I have given to Income) to contact me for the purpose of providing marketing and promotional information relating to products and/or services offered and/or distributed by Income via postal mail, email, and/or social media account(s) and by the following modes of communications where I have indicated my consent below.
The consent provided by me in this form is in addition to and does not supersede any consent which I may have provided previously in respect of the above purposes, unless my consent is withdrawn and notified to Income.
I may withdraw my above consent by contacting Income Contact Centre at 6788 1777 or Click here to send us an Email.
Please refer to Income’s Privacy Policy for more information, including access and correction of my personal data and consent withdrawal.
Declaration and authorization
- I have not withheld any material information relating to this application. I accept full responsibility for it.
- I understand and agree that if any loss arises from pre-existing medical conditions, only the benefits set out in Sections 14, 18, 19 and 23 of the table of cover under the Enhanced PreX Basic plan, and the benefits set out in Sections 1, 2, 3, 4, 14, 16, 17, 18, 19, 20, 22 under the Enhanced PreX Superior and Prestige plans are payable, subject to the maximum benefit limits of each section.
- I agree that this application and other written statements, information or declaration I have made or made on my behalf, will form the basis of the contract of insurance between me and Income.
- I acknowledge that you will not be legally responsible for any claims until you have accepted this application and you have received the premium in full.
- I declare that I am not an undischarged bankrupt and no bankruptcy application (including any statutory order) or order has been made against me.
- I confirm that I understand and agree to the ‘Personal data collection statement.’
You must give all the facts truthfully when you make this application. If you fail to reveal any material information in this application, you may not receive any benefits under your policy. If you are in doubt as to whether a fact is material, you should reveal it anyway. This includes any fact which you may have given to the adviser but is not written in this application. Please check to make sure you are fully satisfied with the information in this application.
Final Travel Premium
ENHANCED PREX PRESTIGE
- 1 Adult(s) S$0
- 1 Child(ren) S$0
- 1 Senior(s) S$0
- Family S$0
ENHANCED PREX SUPERIOR
- 1 Adult(s) S$0
- 1 Child(ren) S$0
- 1 Senior(s) S$0
- Family S$0
ENHANCED PREX BASIC
- 1 Adult(s) S$0
- 1 Child(ren) S$0
- 1 Senior(s) S$0
- Family S$0
Final Travel Premium
Total payable
Orignal Price
$0
Payment Details
By providing the credit card information, I authorise NTUC Income Insurance Co-operative Limited to deduct the amount of the premium from my credit card account.
Note: The payment will be charged to your credit card within the next three working days. Should payment not be successfully deducted, a policy will not be issued and an Income representative will be in contact with you within the next three working days.
ENHANCED PREX PRESTIGE
- 1 Adult(s) S$0
- 1 Child(ren) S$0
- 1 Senior(s) S$0
- Family S$0
ENHANCED PREX SUPERIOR
- 1 Adult(s) S$0
- 1 Child(ren) S$0
- 1 Senior(s) S$0
- Family S$0
ENHANCED PREX BASIC
- 1 Adult(s) S$0
- 1 Child(ren) S$0
- 1 Senior(s) S$0
- Family S$0
We are unable to process this request at the moment. Please contact +65 6788 1111 for assistance.
We are unable to process this request at the moment. Please contact +65 6788 1111 for assistance.
Your Premium
ENHANCED PREX PRESTIGE
- 1 Adult(s) S$0
- 1 Child(ren) S$0
- 1 Senior(s) S$0
- Family S$0
ENHANCED PREX SUPERIOR
- 1 Adult(s) S$0
- 1 Child(ren) S$0
- 1 Senior(s) S$0
- Family S$0
ENHANCED PREX BASIC
- 1 Adult(s) S$0
- 1 Child(ren) S$0
- 1 Senior(s) S$0
- Family S$0
We are unable to process this request at the moment. Please contact +65 6788 1111 for assistance.
You have successfully submitted your details to purchase Yearly Enhanced PreX Travel Insurance!
An acknowledgment email will be sent to with the submitted information for your reference.
Income will process your purchase within the next three working days.
If there is any issue with your submitted details, an Income representative will be in contact with you within the next three working days. Your debit/credit card will only be charged when the purchase is successfully processed on our end.
Total Premium
S$0
Reference ID : 1234567
Start - End Date: 29-03-2018 - 28-02-2019
Travelling to: Asia
Emergency Contact Centre Number: 6338 1222
Please note that an administrative fee may be imposed for any further changes to the policy plans applied. For more information, please contact +65 6788 1111.
Prestige (S$) |
Superior (S$) |
Basic (S$) |
|
---|---|---|---|
Section 1. Cancelling your trip |
15,000 (50% co-payment applies) |
10,000 (50% co-payment applies) |
Does not apply |
Section 2. Postponing your trip |
2,000 (50% co-payment applies) |
1,000 (50% co-payment applies) |
Does not apply |
Section 3. Shortening your trip |
15,000 (50% co-payment applies) |
10,000 (50% co-payment applies) |
Does not apply |
Section 4. Trip disruption |
3,000 (50% co-payment applies) |
2,000 (50% co-payment applies) |
Does not apply |
Section 14. Medical Expenses Overseas (combined for sections 14, 18 and 19) |
Adult 70 years old or over: 200,000 Adult under 70 years old: 300,000 Child: 200,000 (100 excess for outpatient treatment applies) |
Adult 70 years old or over: 100,000 Adult under 70 years old: 150,000 Child: 100,000 (100 excess for outpatient treatment applies) |
Adult 70 years old or over: 100,000 Adult under 70 years old: 150,000 Child: 100,000 (100 excess for outpatient treatment applies) |
Section 16. Treatment by a Chinese medicine
practitioner or a chiropractor |
1,000 (100 excess for outpatient treatment applies) |
500 (100 excess for outpatient treatment applies) |
500 (100 excess for outpatient treatment applies) |
Section 17. Overseas hospital allowance |
4,500 (100 per day) |
3,000 (100 per day) |
Does not apply |
Section 18. Emergency medical evacuation |
See section 14 above | See section 14 above | See section 14 above |
Section 19. Sending you home |
See section 14 above | See section 14 above | See section 14 above |
Section 20. Compassionate Visit |
15,000 | 10,000 | Does not apply |
Section 22. Emergency phone charges |
300 | 150 | 150 |
Asia
Brunei
Cambodia
China
excludes Mongolia & Tibet
Hong Kong
India
Indonesia
Japan
Korea
Macau
Malaysia
Myanmar
New Zealand
Philippines
Sri Lanka
Taiwan
Thailand
Vietnam
Worldwide
Refers to rest of the countries including ASIA except:
AfghanistanIraq
Liberia
Sudan
Syria
Asia
Refers to the ASEAN countries and the following:
Brunei
Cambodia
China
excludes Mongolia & Tibet
Hong Kong
India
Indonesia
Japan
Korea
Macau
Malaysia
Myanmar
New Zealand
Philippines
Sri Lanka
Taiwan
Thailand
Vietnam
Worldwide
Refers to rest of the countries including ASIA except:
AfghanistanIraq
Liberia
Sudan
Syria
For travellers going to Hong Kong, please note that the Hong Kong riots are currently considered a known event and there will be no coverage for Cancelling/Shortening/Postponing your trip, Trip Disruption, Travel Delay, and Missed Connections for your travels to Hong Kong.
Enhanced PreX Prestige (S$) |
Enhanced PreX Superior (S$) |
Enhanced PreX Basic (S$) |
||||
---|---|---|---|---|---|---|
Travel Inconvenience Benefits | Per insured person | Family total1 | Per insured person | Family total1 | Per insured person | Family total1 |
Section 1. Cancelling your trip |
Overall section limit: 15,000 Co-payment for claims due to pre-existing medical conditions : 50% |
Overall section limit: 45,000 |
Overall section limit: 10,000 Co-payment for claims due to pre-existing medical conditions : 50% |
Overall section limit: 30,000 |
Overall section limit: 10,000 No coverage for pre-existing medical conditions |
Overall section limit: 30,000 |
Section 2. Postponing your trip |
Overall section limit: 2,000 Co-payment for claims due to pre-existing medical conditions : 50% |
Overall section limit: 6,000 |
Overall section limit: 1,000 Co-payment for claims due to pre-existing medical conditions : 50% |
Overall section limit: 3,000 |
Overall section limit: 1,000 No coverage for pre-existing medical conditions |
Overall section limit: 3,000 |
Section 3. Shortening your trip |
Overall section limit: 15,000 Limit for additional expenses to return to Singapore: 3,000 Co-payment for claims due to pre-existing medical conditions : 50% |
Overall section limit: 45,000 |
Overall section limit: 10,000 Limit for additional expenses to return to Singapore: 2,000 Co-payment for claims due to pre-existing medical conditions : 50% |
Overall section limit: 30,000 |
Overall section limit: 10,000 Limit for additional expenses to return to Singapore: 2,000 No coverage for pre-existing medical conditions |
Overall section limit: 30,000 |
Section 4. Trip disruption |
Overall section limit: 3,000 Limit for additional expenses to return to Singapore: 400 Co-payment for claims due to pre-existing medical conditions : 50% |
Overall section limit: 9,000 |
Overall section limit: 2,000 Limit for additional expenses to return to Singapore: 400 Co-payment for claims due to pre-existing medical conditions : 50% |
Overall section limit: 6,000 |
Overall section limit: 2,000 Limit for additional expenses to return to Singapore: 400 No coverage for pre-existing medical conditions |
Overall section limit: 6,000 |
Section 5. Travel Delay |
Overall section limit: 2,000 Adult: 100 for every six hours of delay while overseas Child: 50 for every six hours of delay while overseas Travel delay while in Singapore Adult: 150 ( after six hours of delay ) Child: 50 ( after six hours of delay ) |
Overall section limit: 4,000 |
Overall section limit: 1,500 Adult: 100 for every six hours of delay while overseas Child: 50 for every six hours of delay while overseas Travel delay while in Singapore Adult: 150 ( after six hours of delay ) Child: 50 ( after six hours of delay ) |
Overall section limit: 3,000 |
Overall section limit: 1,500 Adult: 100 for every six hours of delay while overseas Child: 50 for every six hours of delay while overseas Travel delay while in Singapore Adult: 150 ( after six hours of delay ) Child: 50 ( after six hours of delay ) |
Overall section limit: 3,000 |
Section 6. Missed Connections | 500 | 5,000 | 200 | 2,000 | 200 | 2,000 |
Section 7. Overbooked public transport | 500 | 5,000 | 200 | 2,000 | 200 | 2,000 |
Section 8. If the travel agency becomes insolvent | 5,000 | 25,000 | 3,000 | 15,000 | 3,000 | 15,000 |
Section 9. Baggage delay |
Overall section limit: 2,000 Adult: 200 every six hours of delay while overseas Child: 50 every six hours of delay while overseas Baggage delay when arriving in Singapore Adult: 200 ( after six hours of delay ) Child: 50 ( after six hours of delay ) |
Overall section limit: 4,000 |
Overall section limit: 1,200 Adult: 200 every six hours of delay while overseas Child: 50 every six hours of delay while overseas Baggage delay when arriving in Singapore Adult: 200 ( after six hours of delay ) Child: 50 ( after six hours of delay ) |
Overall section limit: 2,400 |
Overall section limit: 1,200 Adult: 200 every six hours of delay while overseas Child: 50 every six hours of delay while overseas Baggage delay when arriving in Singapore Adult: 200 ( after six hours of delay ) Child: 50 ( after six hours of delay ) |
Overall section limit: 2,400 |
Section 10. Loss or damage of baggage and personal belongings |
Overall section limit: 8,000 Limit for Laptop: 1,000 Limit for watches, jewelry or valuables in total: 750 Limit for other items ( for each item, set or pair ): 500 |
Overall section limit: 20,000 |
Overall section limit: 5,000 Limit for Laptop: 1,000 Limit for watches, jewelry or valuables in total: 500 Limit for other items ( for each item, set or pair ): 500 |
Overall section limit: 12,500 |
Overall section limit: 5,000 Limit for Laptop: 1,000 Limit for watches, jewelry or valuables in total: 500 Limit for other items ( for each item, set or pair ): 500 |
Overall section limit: 12,500 |
Section 11. Losing money | Adult: 500 Child: 150 |
800 | Adult: 350 Child: 125 |
600 | Adult: 350 Child: 125 |
600 |
Section 12. Losing Travel Documents | Overall section limit: 8,000 Limit for accommodation expenses: 400 per room per night |
Overall section limit: 20,000 | Overall section limit: 5,000 Limit for accommodation expenses: 400 per room per night |
Overall section limit: 12,500 | Overall section limit: 5,000 Limit for accommodation expenses: 400 per room per night |
Overall section limit: 12,500 |
Personal accident and medical expenses benefits | ||||||
Section 13. Personal accident |
Adult (70 years or over):
150,000
Adult (under 70 years old): 500,000 Child : 150,000 Public transport double cover for accidental death
Adult (70 years or over): 300,000 Adult (under 70 years old): 1,000,000 Child : 300,000 |
1,500,000
Public transport double cover for accidental death 3,000,000 |
Adult (70 years or over):100,000 Adult (under 70 years old): 200,000 Child : 100,000 Public transport double cover for accidental death
Adult (70 years or over): 200,000 Adult (under 70 years old): 400,000 Child : 200,000 |
800,000 Public transport double cover for accidental death 1,600,000 |
Adult (70 years or over):100,000 Adult (under 70 years old): 200,000 Child : 100,000 Public transport double cover for accidental death
Adult (70 years or over): 200,000 Adult (under 70 years old): 400,000 Child : 200,000 |
800,000 Public transport double cover for accidental death 1,600,000 |
Scale of compensation | Percentage of benefit limit | |||||
a. Accidental death | 100% | 100% | 100% | 100% | 100% | 100% |
b. Permanent total disability | 100% | 100% | 100% | 100% | 100% | 100% |
c. Losing two or more limbs | 100% | 100% | 100% | 100% | 100% | 100% |
d. Losing sight in both eyes | 100% | 100% | 100% | 100% | 100% | 100% |
e. Losing one limb | 50% | 50% | 50% | 50% | 50% | 50% |
f. Losing sight in one eye | 50% | 50% | 50% | 50% | 50% | 50% |
g. Losing speech | 50% | 50% | 50% | 50% | 50% | 50% |
h. Losing hearing | 50% | 50% | 50% | 50% | 50% | 50% |
The total compensation from a to h will not be more than the maximum benefit limit. | ||||||
Section 14. Medical Expenses Overseas |
Overall section limit: Adult 70 years old or over (combined for sections 14,18 and 19) :350,000 Adult under 70 years old: 1,000,000 Child: 300,000 Limit for Medical aids and equipment: 1,500 Limit for claims due to pre-existing medical conditions (combined for sections 14, 18 and 19) Adult 70 years old or over: 200,000 Adult under 70 years old: 300,000 Child: 200,000 |
Overall section limit: 3,000,000 |
Overall section limit: Adult 70 years old or over (combined for sections 14,18 and 19) :300,000 Adult under 70 years old: 500,000 Child: 200,000 Limit for Medical aids and equipment: 1,000 Limit for claims due to pre-existing medical conditions (combined for sections 14, 18 and 19) Adult 70 years old or over: 100,000 Adult under 70 years old: 150,000 Child: 100,000 |
Overall section limit: 1,500,000 |
Overall section limit: Adult 70 years old or over (combined for sections 14,18 and 19) :300,000 Adult under 70 years old: 500,000 Child: 200,000 Limit for Medical aids and equipment: 1,000 Limit for claims due to pre-existing medical conditions (combined for sections 14, 18 and 19) Adult 70 years old or over: 100,000 Adult under 70 years old: 150,000 Child: 100,000 |
Overall section limit: 1,500,000 |
Section 15. Medical Expenses in Singapore | Overall section limit: Adult 70 years old or over: 5,000 Adult under 70 years old: 50,000 Child: 25,000 Limit for medical aids and equipment: 1,500 |
Overall section limit: 200,000 |
Overall section limit: Adult 70 years old or over: 2,000 Adult under 70 years old: 25,000 Child: 15,000 Limit for medical aids and equipment: 1,000 |
Overall section limit: 100,000 |
Overall section limit: Adult 70 years old or over: 2,000 Adult under 70 years old: 25,000 Child: 15,000 Limit for medical aids and equipment: 1,000 |
Overall section limit: 100,000 |
Section 16. Treatment by a Chinese medicine practitioner or a chiropractor |
Overall section limit: 1,000 Limit per visit: 100 Limit for claims due to pre-existing medical conditions : 1,000 Limit per visit for claims to pre-existing medical conditions : 100 |
Overall section limit: 3,000 |
Overall section limit: 500 Limit per visit: 75 Limit for claims due to pre-existing medical conditions : 500 Limit per visit for claims to pre-existing medical conditions : 75 |
Overall section limit: 1,500 |
Overall section limit: 500 Limit per visit: 75 Limit for claims due to pre-existing medical conditions : 500 Limit per visit for claims to pre-existing medical conditions : 75 |
Overall section limit: 1,500 |
Section 17. Overseas hospital allowance |
Overall section limit: 50,000 Benefit per day: 200 Limit for claims due to pre-existing medical conditions : 4,500 Benefit per day if due to pre-existing medical conditions : 100 |
Overall section limit: 150,000 |
Overall section limit: 20,000 Benefit per day: 200 Limit for claims due to pre-existing medical conditions : 3,000 Benefit per day if due to pre-existing medical conditions : 100 |
Overall section limit: 60,000 |
Overall section limit: 20,000 Benefit per day: 200 No coverage for pre-existing medical conditions |
Overall section limit: 60,000 |
Section 18. Emergency medical evacuation |
Overall section limits Adult 70 years old or over: See limits under section 14 Adult under 70 years old: Unlimited Child: Unlimited Limit for claims due to pre-existing medical conditions Adult 70 years old or over: See limits under section 14 Adult under 70 years old: See limits under section 14 Child: See limits under section 14 |
Overall section limits: 2,000,000 |
Overall section limits Adult 70 years old or over: See limits under section 14 Adult under 70 years old: Unlimited Child: Unlimited Limit for claims due to pre-existing medical conditions Adult 70 years old or over: See limits under section 14 Adult under 70 years old: See limits under section 14 Child: See limits under section 14 |
Overall section limits: 1,500,000 |
Overall section limits Adult 70 years old or over: See limits under section 14 Adult under 70 years old: Unlimited Child: Unlimited Limit for claims due to pre-existing medical conditions Adult 70 years old or over: See limits under section 14 Adult under 70 years old: See limits under section 14 Child: See limits under section 14 |
Overall section limits: 1,500,000 |
Section 19. Sending you home |
Overall section limits Adult 70 years old or over: See limits under section 14 Adult under 70 years old: Unlimited Child: Unlimited Limit for claims due to pre-existing medical conditions Adult 70 years old or over: See limits under section 14 Adult under 70 years old: See limits under section 14 Child: See limits under section 14 |
Overall section limits: 2,000,000 |
Overall section limits Adult 70 years old or over: See limits under section 14 Adult under 70 years old: Unlimited Child: Unlimited Limit for claims due to pre-existing medical conditions Adult 70 years old or over: See limits under section 14 Adult under 70 years old: See limits under section 14 Child: See limits under section 14 |
Overall section limits: 1,500,000 |
Overall section limits Adult 70 years old or over: See limits under section 14 Adult under 70 years old: Unlimited Child: Unlimited Limit for claims due to pre-existing medical conditions Adult 70 years old or over: See limits under section 14 Adult under 70 years old: See limits under section 14 Child: See limits under section 14 |
Overall section limits: 1,500,000 |
Section 20. Compassionate Visit |
Overall section limit: 15,000 Limit for accommodation expenses per room per night: 400 Limit for claims due to pre-existing medical conditions : 15,000 |
Overall section limit: 45,000 |
Overall section limit: 10,000 Limit for accommodation expenses per room per night: 400 Limit for claims due to pre-existing medical conditions : 10,000 |
Overall section limit: 30,000 |
Overall section limit: 10,000 Limit for accommodation expenses per room per night: 400 No coverage for pre-existing medical conditions |
Overall section limit: 30,000 |
Other benefits | ||||||
Section 21. Kidnap and Hostage | Overall section limit: 10,000 Every 24 hours: 500 |
Overall section limit: 30,000 | Overall section limit: 5,000 Every 24 hours: 200 |
Overall section limit: 15,000 | Overall section limit: 5,000 Every 24 hours: 200 |
Overall section limit: 15,000 |
Section 22. Emergency phone charges |
Overall section limit: 300 Limit for claims due to pre-existing medical conditions : 300 |
Overall section limit: 900 |
Overall section limit: 150 Limit for claims due to pre-existing medical conditions : 150 |
Overall section limit: 450 |
Overall section limit: 150 Limit for claims due to pre-existing medical conditions : 150 |
Overall section limit: 450 |
Section 23. Home cover |
Overall section limit: 15,000 Limit per item ( for each item, set or pair ): 500 |
Overall section limit: 15,000 |
Overall section limit: 5,000 Limit per item ( for each item, set or pair ): 500 |
Overall section limit: 5,000 |
Overall section limit: 5,000 Limit per item ( for each item, set or pair ): 500 |
Overall section limit: 5,000 |
Section 24. Personal Liability | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 |
Section 25. Rental vehicle excess cover | 2,500 | 2,500 | 2,000 | 2,000 | 2,000 | 2,000 |
Section 26. Full terrorism cover (for sections 1 to
25) |
Adult 70 years old or over: 150,000 Adult under 70 years old: 500,000 Child: 150,000 |
1,500,000 | Adult 70 years old or over: 100,000 Adult under 70 years old: 200,000 Child: 100,000 |
800,000 | Adult 70 years old or over: 100,000 Adult under 70 years old: 200,000 Child: 100,000 |
800,000 |
1
Family
total
means the maximum amount we will pay
for each benefit section under the family cover during any one trip. Each insured person is subject
to the maximum benefit per insured person in the
table of
cover
. 2 No coverage for pre-existing medical conditions . |