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Stay protected against death and terminal illness with a sum assured[1] of at least $500,000.
Enjoy a complimentary one-time medical concierge service[2] when your application has a minimum sum assured of $3 million.
Enjoy guaranteed renewal[3] of your policy, you may be covered up to age 100 (last birthday).
Gain access to a range of privileges with Solitaire Club.
How TermLife Solitaire preserves your legacy
Mr and Mrs Tan, both age 40, non-smokers, sign up for TermLife Solitaire, insuring each other's lives with a sum assured of $1,000,000 each and a policy term till age 100.
They add a Payor Premium Waiver rider1 with a maximum term till age 84. They also choose to pay premiums on a yearly mode.
Mr Tan purchases TermLife Solitaire on the life of Mrs Tan.
Yearly premium = $4,771.45 (including premium for Payor Premium Waiver rider1)
Mrs Tan purchases TermLife Solitaire on the life of Mr Tan.
Yearly premium = $5,970.40 (including premium for Payor Premium Waiver rider1)
If Mr Tan passes away at the age of 70, Mrs Tan will receive the payout of $1,000,000 from Policy 2, which can be used to pay off any outstanding loans and help the family maintain their current lifestyle.
Policy 2 terminates. Policy 1 insuring Mrs Tan will remain inforce with future premiums waived until the rider term expires1.
End of policy term for Policy 1.
The figures used are for illustrative purposes only and are rounded to the nearest dollar.
1 Payor Premium Waiver rider waives future premium payments on the policy for the remaining term of the rider upon death or diagnosis with total and permanent disability (TPD before age 70) of the policyholder during the term of the rider. This rider is applicable only if the policyholder is not the insured.
© 2019 Income. All rights reserved.How TermLife Solitaire safeguards your business
Mr Ong, a non-smoker, is a director of ABC Company, and crucial to the success of the business.
To ensure business continuity in case of the unexpected loss of Mr Ong, ABC Company signs up for TermLife Solitaire to insure him.
Sum assured: $2,000,000.
The company also adds a Disability Accelerator rider1 with a sum assured of $2,000,000 and chooses a policy and rider term of 15 years.
Yearly premium = $6,553.55 (including premium for Disability Accelerator rider1)
The coverage of $2,000,000 can be used to cushion the business impact of losing Mr Ong if any of the following occurs:
End of policy and rider term.
The figures used are for illustrative purposes only and are rounded to the nearest dollar.
1 Disability Accelerator rider pays out the sum assured under this rider upon diagnosis of the insured with total and permanent disability (TPD before the anniversary of the policy immediately after the insured reaches the age of 70) during the term of the rider. This rider accelerates the sum assured of the policy and terminates thereafter. If there is an accelerated payment on this rider, the sum assured of the policy and other accelerated riders attached to the policy will be reduced accordingly.
© 2019 Income. All rights reserved.
You will receive the sum assured[4] under this rider upon diagnosis with total and permanent disability (TPD before the anniversary of the policy immediately after age 70) during the term of the rider.
You will receive the sum assured[5] under this rider upon diagnosis with dread disease[6] (except angioplasty and other invasive treatment for coronary artery) during the term of the rider.
You will not need to make future premium payments for your basic policy if you are diagnosed with dread disease[6] (except for angioplasty and other invasive treatment for coronary artery) during the term of the rider.
(only applicable if the insured is not the policyholder)
You will not need to make future premium payments for the basic policy that you have bought for a loved one, if you pass away, or are totally and permanently disabled (TPD before age 70) during the term of the rider.
Coverage period^ | Minimum entry age (last birthday) | Maximum entry age (last birthday) |
10, 15, 20, 25, up to age 84 and up to age 100 | 18 | 74 |
30 | 18 | 70 |
35 | 18 | 65 |
40 | 18 | 60 |
Up to age 64 | 18 | 54 |
Up to age 74 | 18 | 64 |
^ Subject to the maximum coverage age of 100 (age last birthday).
You have to pay premiums throughout the policy term. You can make your premium payments monthly, quarterly, half-yearly, or yearly.
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