Grandeur Solitaire

The above figures are for illustrative purposes only and are rounded to the nearest dollar.

The non-guaranteed figures above are based on the assumption that the Life Participating Fund earns a long-term average return of 5.15% p.a.

Should the long-term average return be 3.65% p.a., the illustrated monthly cash payout ¹ is US$5,050 ⁵ (The total illustrated monthly cash payout ¹ from age 45 to 85 would be US$2,484,600 ⁵ ). Should Mr Lim pass away at age 85, the death benefit would be US$2,760,000^3,5. Otherwise, should Mr Lim survive to the end of the policy term, the total illustrated benefit when the policy matures would be US$5,780,600^4,5.

¹ If the insured survives at the end of 48 months from the policy entry date, we pay a monthly cash benefit from the start of the 49^th month after the policy entry date. Each monthly cash benefit is 0.1475% of the net single premium, and we pay it as long as the insured is still alive and this policy has not ended. Over 12 months, 1.77% of the net single premium will be the cash benefit and up to 2.81% of the net single premium will be non-guaranteed cash bonus (based on the assumption that the Life Participating Fund earns a long-term average return of 5.15% per annum. The non-guaranteed cash bonus may vary according to the future performance of the Life Participating Fund. If the Life Participating Fund earns a long-term average return of 3.65% per annum, the non-guaranteed cash bonus will be up to 1.26% of the net single premium).

² The figures in the illustration are not guaranteed and are illustrated based on the assumption that the Life Participating Fund earns a long-term average return of 5.15% per annum in the future. Returns are illustrated based on estimated bonus rates that are not guaranteed. The actual benefit payable will vary according to the future performance of the Life Participating Fund.

³ The policy pays out 105% of the net single premium and a non-guaranteed terminal bonus in the event of the insured’s death during the term of the policy. We will also pay any cash benefits and cash bonuses which have built up (accumulated) and the policy will end when we make this payment.

⁴ If the insured survives at the end of the policy term, which is the anniversary immediately after the insured’s 120^th birthday, and the policy has not already ended, we will pay 105% of the net single premium and a non-guaranteed terminal bonus (“maturity benefit”). We will also pay any cash benefits and cash bonuses which have built up (accumulated). The final cash benefit which is 1.77% of the net single premium and the cash bonus will be paid as a lump-sum with the maturity benefit. The policy will end when we make this payment.

⁵ The figures in the illustration are not guaranteed and are illustrated based on the assumption that the Life Participating Fund earns a long-term average return of 3.65% per annum in the future. Returns are illustrated based on estimated bonus rates that are not guaranteed. The actual benefit payable will vary according to the future performance of the Life Participating Fund. If cash benefits and cash bonuses are accumulated with Income, the interest rate will be based on 1.85% per annum and it is not guaranteed. Prevailing interest rate at the point of deposit will be determined by Income.

The above figures are for illustrative purposes only and are rounded to the nearest dollar.

The non-guaranteed figures above are based on the assumption that the Life Participating Fund earns a long-term average return of 5.15% p.a.

Should the long-term average return be 3.65% p.a., the monthly cash payout ¹ would be US$2,525 ⁶. The illustrated withdrawal amount for Alex’s start up business would be US$1,010,052^3,6. Should Alex pass away at age 85, the death benefit would be US$2,820,000^4,6. Otherwise, should Alex survive to the end of the policy term, the illustrated total benefit when the policy matures would be US$9,500,300^5,6.

¹ If the insured survives at the end of 48 months from the policy entry date, we pay a monthly cash benefit from the start of the 49^th month after the policy entry date. Each monthly cash benefit is 0.1475% of the net single premium, and we pay it as long as the insured is still alive and this policy has not ended. Over 12 months, 1.77% of the net single premium will be the cash benefit and up to 2.81% of the net single premium will be non-guaranteed cash bonus (based on the assumption that the Life Participating Fund earns a long-term average return of 5.15% per annum. The non-guaranteed cash bonus may vary according to the future performance of the Life Participating Fund. If the Life Participating Fund earns a long-term average return of 3.65% per annum, the non-guaranteed cash bonus will be up to 1.26% of the net single premium).

² The figures in the illustration are not guaranteed and are illustrated based on the assumption that the Life Participating Fund earns a long-term average return of 5.15% per annum in the future. Returns are illustrated based on estimated bonus rates that are not guaranteed. The actual benefit payable will vary according to the future performance of the Life Participating Fund.

³ Interest rate of 3.35% per annum is not guaranteed. Prevailing interest rate at the point of deposit will be determined by Income.

⁴ The policy pays out 105% of the net single premium and a non-guaranteed terminal bonus in the event of the insured’s death during the term of the policy. We will also pay any cash benefits and cash bonuses which have built up (accumulated) and the policy will end when we make this payment.

⁵ If the insured survives at the end of the policy term, which is the anniversary immediately after the insured’s 120^th birthday, and the policy has not already ended, we will pay 105% of the net single premium and a non-guaranteed terminal bonus (“maturity benefit”). We will also pay any cash benefits and cash bonuses which have built up (accumulated). The final cash benefit which is 1.77% of the net single premium and the cash bonus will be paid as a lump-sum with the maturity benefit. The policy will end when we make this payment.

⁶ The figures in the illustration are not guaranteed and are illustrated based on the assumption that the Life Participating Fund earns a long-term average return of 3.65% per annum in the future. Returns are illustrated based on estimated bonus rates that are not guaranteed. The actual benefit payable will vary according to the future performance of the Life Participating Fund. If cash benefits and cash bonuses are accumulated with Income, the interest rate will be based on 1.85% per annum and it is not guaranteed. Prevailing interest rate at the point of deposit will be determined by Income.