Financial prudence is something Tan Jia Leng, a 19-year-old business administration diploma student, has had to exercise financial prudence from a young age. Growing up an orphan, she had to divide her time between school and part-time work to earn money for her livelihood and studies. Last year, Jia Leng was named an awardee of the Income OrangeAid Future Development Programme which she successfully completed. When asked if she had any advice for her peers, Jia Leng said: “Track your spending and savings. Because if you don’t know how much you spend, then no matter how much you save, you’re just taking everything away in the end. If you are going to work, you have to think about how much you can earn, and how much you are going to spend.”
This mature and forward-thinking streak is also evident in Jia Leng’s pragmatic approach to her life choices. She volunteers as a member of the NTUC Club nEbO, a platform for youths to hone their leadership skills, and gets to take home goodie bags or settle her meals at the events she helps organize. Jia Leng also sees herself building her portfolio of work experiences as she plans these activities.
“Track your spending and savings. Because if you don’t know how much you spend, then no matter how much you save, you’re just taking everything away in the end. If you are going to work, you have to think about how much you can earn, and how much you are going to spend.”
Although her busy schedule might sound intimidating to some, Jia Leng prefers it this way. Her resilience and tenacity also gives her an edge in school, where she scores an above-average GPA and is often assuming leadership positions for projects. Jia Leng is grateful for Income OrangeAid’s support as it allows her to spend less time working and more time excelling in school and doing the things that she loves.
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