The PMI Scheme aims to encourage servicemen to take up medical insurance early, and to give assurance and protection for themselves and their families against the cost of future medical needs. While MINDEF provides medical benefits schemes and also covers the cost of medical treatments for service-related injuries, the PMI Scheme will serve to complement these existing medical benefits.
Here’s what the Portable Medical Insurance (PMI) Scheme offers you.
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Insurance coverage for hospitalisation, surgery and certain outpatient treatments.
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A MediSave-approved Integrated Shield Plan (MISP) with premiums that can be paid using MediSave.
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Insurance coverage will continue even after the completion of service with MINDEF/SAF, as long as premiums continue to be paid.
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Income’s Enhanced IncomeShield and IncomeShield Standard Plan at a discount and with a simplified underwriting application process.
Who this plan is for.
You are eligible under PMI if you are:
i. Servicemen
- SAF regulars (Regulars) and full-time National Servicemen (NSF).
- Defence Executive Officers (DXO) and Executive Assistants (DXEAs).
- Public Officers posted to work in MINDEF.
or
ii. Dependants
- The legally married spouse of the Servicemen not separated or divorced from the Servicemen.
- The natural, legally adopted or step-child(ren) of the Servicemen.
- Parents of the Servicemen.
Your policy toolkit. 18/5
Application forms
Exclusions
There are certain conditions whereby the benefits under this plan will not be payable. You can refer to your policy contract for the precise terms, conditions and exclusions of the plan. The policy contract will be issued when your application is accepted.
Important Notes
This is for general information only. You can find the usual terms and conditions of this plan in the policy conditions. All our products are developed to benefit our customers but not all may be suitable for your specific needs. If you are unsure if this plan is suitable for you, we strongly encourage you to speak to a qualified insurance adviser. Otherwise, you may end up buying a plan that does not meet your expectations or needs. As a result, you may not be able to afford the premiums or get the insurance protection you want. If you find that this plan is not suitable after purchasing it, you may terminate it within the free-look period, and obtain a refund of premiums paid.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
Information is correct as of 23 July 2019.
Information is correct as of 13 April 2023.
Apply for MINDEF - Portable Medical Insurance.
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