Health vs. Personal Accident
What’s the difference?

Health Insurance

  • Covers medical expenses for hospital treatments arising from illnesses, injuries and other medical conditions. This includes pre- and post-hospitalisation bills, as well as chronic outpatient treatments
  • Does not cover infectious diseases
  • Does not pay a lump sum in the event of sudden death, and total and permanent disability due to accidents

Personal Accident Insurance

  • Only covers outpatient medical expenses and hospital treatments arising from accidental injuries
  • May cover selected infectious diseases
  • lump-sumPays a lump sum in the event of sudden death, total and permanent disability due to accidents

Find the right plan health insurance & personal accident plans.

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Health Insurance Plans

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Enhanced IncomeShield 13 May

Enhance your MediShield Life coverage with a medical insurance plan that can be paid using your MediSave account.11

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Hospital Care Insurance

Recover without financial worries with daily hospital cash benefit in the event of hospitalisation.

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IncomeShield Standard Plan

Coverage for ward class B1 with a medical insurance plan that can be paid using your MediSave account.

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Co-Pay Assist Plan

A group insurance policy that complements your Comprehensive Co-payment Scheme (CCS) to lessen out-of-pocket medical expenses.

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ElderShield-Test caching1

Receive monthly cash payouts for long-term care in the event of severe disabilities with this government insurance plan. Test caching1

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PrimeShield

Complement your Basic ElderShield protection with enhanced long-term coverage against severe disability.

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IncomeShield

A medical insurance plan that covers hospital and surgical expenses and can be paid with your MediSave account.

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MINDEF – Portable Medical Insurance

A discounted health insurance scheme for MINDEF/SAF servicemen and their families.

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Managed Healthcare System

Covers visits to our panel of general practitioners and specialists, as well as hospitalisation and emergency treatment expenses.

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Managed Healthcare System - Outpatient Plan

Covers outpatient visits to our panel of general practitioners and specialists, as well as emergency treatment expenses.

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i-MediCare 18May CY

Cover your employees’ hospital and surgical expenses as well as visits to general practitioners and specialists. 18May

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VivoAssure LB Cache Retest 13

Get well-rounded protection against death, total and permanent disability, and terminal illness.

  • AAATotal and permanent disability protection
  • Coverage for my whole life Test 19/5
  • Terminal illness protection XP 13 may

Personal Accident Insurance Plans

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PA Assurance

Protect yourself and your family’s well-being with comprehensive coverage against accident-incurred injuries.

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PA Guard

Protect yourself against injuries from accidents and enjoy flexible coverage to suit your lifestyle.

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SilverCare Insurance

Enjoy your silver years with coverage against medical, home-care services, rehabilitation and caregiver training expenses incurred due to an accident.

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SpecialCare (Autism) Insurance

Get coverage for medical expenses due to accidents and infectious diseases for individuals with autism.

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SpecialCare (Down Syndrome) Insurance

Get coverage for medical expenses due to accidents and infectious diseases for individuals with Down Syndrome.

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MerdekaCare Insurance

Get coverage for medical, home-care services, rehabilitation, and caregiver training expenses incurred due to accidents for members of the Pioneer and Merdeka Generation.

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Personal Mobility Guard

Cover medical expenses and personal liabilities due to accidents while riding a bicycle or a personal mobility device.

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