If your policy started before 30 September 2007, you may find details on ElderShield 300 here.
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Here’s what you get with ElderShield 400.
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Lifetime coverage against severe disability.
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Monthly benefit of $400 if you have a severe disability.
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Receive monthly benefit for up to 72 months.
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Pay for premiums using your Medisave account.
How much you need to pay.
Premiums for ElderShield 400 are determined at the age of entry and do not increase with your age.
Premiums are payable annually until you reach the age of 65 or when you make a claim.
Based on the default age of entry (40 years old):
- Men pay: $174.96
- Women pay: $217.76
For higher monthly benefit and a guaranteed lifetime payout, you can enhance your Basic ElderShield plan with PrimeShield.
Coverage is automatic for all Singapore Citizens and Permanent Residents (PRs) with CPF MediSave accounts when you reach 40 years old. If you had previously opted out of ElderShield, you may choose to reapply for the plan here if you are between age 40 and 64 (age last birthday).
For information on ElderShield 300 This plan has been withdrawn for new submissions as of 30 September 2007. If your ElderShield coverage began before 30 September 2007, you get monthly payouts of $300 for up to 60 months for severe disability. |
Here’s how ElderShield works.
ElderShield provides a monthly benefit if you are incapable of performing at least three of the following activities of daily living independently, with or without mobility aids (e.g. walking aids, wheelchair):
- Washing
- Dressing
- Feeding
- Toileting
- Mobility
- Transferring
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Footnotes
This is for general information only. You can find the usual terms and conditions of this plan in the policy condition.
Information is correct as of 23 July 2019.
Information is correct as of 13 April 2023.
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