Here’s how Foreign Workers Medical Insurance protects your employees.
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Receive up to $30,000 per disability for each insured person for hospitalisation and surgical bills and pre-and post-hospitalisation expenses[1].
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Receive $3,000 in the event of your employee’s death.
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Receive $10,000 if your employee’s accidental death is not due to work-related causes.
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Receive up to $200 for outpatient dental treatment[2] as the result of an accident.
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Receive up to $2,000 for repatriation of your employee’s mortal remains to the capital city of his or her home country.
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Get 24-hour worldwide coverage for your employees[3].
Pick the plan that meets your needs. test 12/5
The employees covered must be below 69 years old (age last birthday) and are foreign employees holding valid work permits and S passes.
Plan 1
Inpatient and outpatient benefit as charged.
Up to $15,000 limit per disability.
12 months waiting period.
Plan 2
Inpatient and outpatient benefit as charged.
Up to $15,000 limit per disability.
No waiting period.
Plan 3
Inpatient and outpatient benefit as charged.
Up to $30,000 limit per disability.
No waiting period.
How much you need to pay.
Group size | Annual premium rate[4] per insured member (inclusive of 7% GST) | ||
---|---|---|---|
Plan 1 | Plan 2 | Plan 3 | |
1 to 5 | $69.55 | $74.90 | $216.14 |
6 to 10 | $69.55 | $74.90 | $126.26 |
11 to 20 | $58.85 | $64.20 | $126.26 |
21 to 50 | $58.85 | $64.20 | $96.30 |
51 to 100 | $58.85 | $64.20 | $80.25 |
If you are looking to insure more than 100 employees, please get in touch with us for further details.
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Footnotes
- We pay expenses for pre-hospitalisation specialist consultation, pre-hospitalisation diagnostic X-ray and laboratory fees incurred within 90 days prior to admission or surgical treatment. We also pay expenses for post-hospitalisation treatment incurred within 90 days of discharge from the hospital.
- The dental treatment must be sought within 24 hours following the accident.
- For hospitalisation outside Singapore due to an emergency, we pay up to 60% of the benefit limit.
- Premium rates are not guaranteed. Income reserves the right to review and change the premium rates from time to time if there is a substantial change in the risks or at each renewal.
Exclusions
There are certain conditions whereby the benefits under this plan will not be payable. You can refer to your policy contract for the precise terms, conditions and exclusions of the plan. The policy contract will be issued when your application is accepted.
Important Notes
This page is for general information only. You can find the usual terms and conditions of this plan in the policy contract. All our products are developed to benefit our customers but not all may be suitable for your specific needs. If you are unsure if this plan is suitable for you, we strongly encourage you to speak to a qualified insurance adviser. Otherwise, you may end up buying a plan that does not meet your expectations or needs. As a result, you may not be able to afford the premiums or get the insurance protection you want.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income or visit the GIA/LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
Information is correct as of 23 July 2019.
Information is correct as of 14 April 2022.
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